CREDIT CARDS

Bank of America® Cash Rewards Credit Card for Students

Sign-up Bonus

Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening.

REWARDS RATE

3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings. 2% cash back at grocery stores and wholesale clubs. 1% cash back on all other purchases. You’ll earn 3% and 2% cash back on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then earn 1%.

INTRO APR

0% Introductory APR for the first 15 Statement Closing Dates following the opening of your account.

ANNUAL PERCENTAGE RATE (APR)

15.49% to 25.49% (variable)

ANNUAL FEE

None.

CREDIT REQUIRED

Limited, or no credit history.

Rate & Fee Information

Intro Purchase APR

0% Introductory APR for the first 15 Statement Closing Dates following the opening of your account.

Regular Purchase APR

15.49% to 25.49% (variable)

Balance transfers allowed?

Yes.

Intro Balance Transfer APR?

0% Introductory APR for the first 15 Statement Closing Dates following the opening of your account for transactions made within 60 days of opening your account.

Regular Balance Transfer APR?

15.49% to 25.49% (variable)

Balance Transfer Fee?

Either $10 or 3% of the amount of each transaction, whichever is greater.

Foreign Transaction Fee?

3% of the U.S. dollar amount of each transaction (1) made in a foreign currency, or (2) made in U.S. dollars if the transaction is made or processed outside of the United States. This fee will be in addition to any other applicable fee.

Late Payment Fee?

Up to $40

Cash Advance Fee?

Direct Deposit and Check Cash Advances: Either $10 or 3% of the amount of each transaction, whichever is greater. Direct Deposit and Check Cash Advances: Either $10 or 3% of the amount of each transaction, whichever is greater. ATM, Over-the-Counter, Same-Day Online and Cash Equivalent Cash Advances: Either $10 or 5% of the amount of each transaction, whichever is greater.

Cash Advance APR?

18.49% to 28.49% (variable) for Direct Deposit and Check Cash Advances, and 28.74% (variable) for Bank Cash Advances.

Returned Payment Fee?

Up to $29