CREDIT CARDS

Bank of America® Business Advantage Cash Rewards Mastercard® credit card

Sign-up Bonus

Get a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening.

REWARDS RATE

Earn 3% cash back on your choice of one of the following six categories: gas stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services. Earn 2% cash back on dining. Earn unlimited 1% cash back on all other purchases. You’ll get 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.

INTRO APR

0% introductory APR for the first 9 billing cycles.

ANNUAL PERCENTAGE RATE (APR)

13.74% to 23.74% (variable)

ANNUAL FEE

None.

CREDIT REQUIRED

Excellent Credit

Rate & Fee Information

Intro Purchase APR

0% introductory APR for the first 9 billing cycles.

Regular Purchase APR

13.74% to 23.74% (variable)

Balance transfers allowed?

Yes.

Intro Balance Transfer APR?

None.

Regular Balance Transfer APR?

13.74% to 23.74% (variable)

Balance Transfer Fee?

Either $10 or 4% of the amount of each transaction, whichever is greater.

Foreign Transaction Fee?

3% of the U.S. dollar amount of each transaction.

Late Payment Fee?

$19 if balance less than or equal to $100; $29 if $100.01 - $1,000; $39 if $1,000.01 - $5,000; $49 if greater than $5,000.

Cash Advance Fee?

Either $10 or 4% of the amount of each transaction, whichever is greater.

Cash Advance APR?

25.74% (variable)

Returned Payment Fee?

$39