Business Credit Cards

Credit card offers for businesses, including cash back and travel rewards cards.

What is a business credit card?

Business credit cards are designed specifically for small business owners. They give business owners more purchasing power that they can use to grow their business or better manage cash flow.

Many business credit cards offer rewards in return for making purchases. Cash back, points and airline miles are all examples. In addition, with a business credit card, you can separate your personal finance and credit history from your business.

Cash back credit cards for businesses.

Bank of America® Business Advantage Cash Rewards Mastercard®

  • Credit Level
    Excellent
  • Regular APR
    13.74% to 23.74% (variable)
  • Annual Fee
    None
  • Sign-up bonus: $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening.
  • Rewards rate: Earn 3% cash back on your choice of one of the following six categories: gas stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services.
  • Plus earn 2% cash back on dining. Earn unlimited 1% cash back on all other purchases.

CHASE Ink® Business Cash

  • Credit Level
    Excellent
  • Regular APR
    14.74% to 20.74% (variable)
  • Annual Fee
    None.
  • Sign-up bonus: $500 bonus cash back after you spend $3,000 on purchases in the first 3 months.
  • Rewards rate: 5% cash back in select business categories plus earn rewards on every purchase made for your business.

CHASE Ink® Business Unlimited

  • Credit Level
    Excellent
  • Regular APR
    14.74% to 20.74% (variable)
  • Annual Fee
    None.
  • Sign-up bonus: $500 bonus cash back after you spend $3,000 on purchases in the first 3 months.
  • Rewards rate: Unlimited 1.5% cash back rewards on every purchase made for your business.

U.S. Bank
Business Cash Rewards World Elite MasterCard®

  • Credit Level
    Excellent
  • Regular APR
    13.49% to 24.49% (variable)
  • Annual Fee
    None.
  • Sign-up bonus: $200 after you spend $1,000 in eligible net purchases on your card within the first 90 days of account opening.
  • Rewards rate: 3% cash back on eligible gas station, office supply store and cell phone/service provider net purchases; 1% cash back on all other eligible net purchases.

Travel rewards credit cards for businesses.

Capital One® Spark® Miles

  • Credit Level
    Excellent / Good
  • Regular APR
    18.49% (variable)
  • Annual Fee
    $95
  • Sign-up bonus: 50,000 miles equal to $500 in travel once you spend $4,500 on purchases within the first 3 months from account opening.
  • Rewards rate: Unlimited 2X miles on every purchase.
  • No blackouts or seat restrictions and no minimum to redeem.

Capital One® Spark® Miles Select

  • Credit Level
    Excellent / Good
  • Regular APR
    14.49% to 22.49% (variable)
  • Annual Fee
    None.
  • Sign-up bonus: 20,000 miles equal to $200 in travel once you spend $3,000 on purchases within the first 3 months.
  • Rewards rate: Unlimited 1.5 miles on every purchase.
  • No blackouts or seat restrictions and no minimum to redeem.

Chase Ink® Business Preferred

  • Credit Level
    Excellent
  • Regular APR
    17.49% to 22.49% (variable)
  • Annual Fee
    $95
  • Sign-up bonus: 80,000 bonus points after you spend $5,000 on purchases in the first 3 months. That's $1,000 toward travel rewards when you redeem through Chase.
  • Rewards rate: Earn 3X points on travel and other select business categories.

Citi®/AAdvantage® Executive World Elite Mastercard®

  • Intro Purchase APR
    None.
  • Regular APR
    17.49% - 26.49% (variable)
  • Annual Fee
    $450
  • Sign-up bonus: Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening.
  • Earn 2 AAdvantage® miles for every $1 spent.

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®

  • Intro Purchase APR
    None.
  • Regular APR
    17.49% - 26.49% (variable)
  • Annual Fee
    $99
  • Sign-up bonus: Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months.
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases.
  • Earn 2 AAdvantage® miles per $1 spent on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations.
  • Earn 1 AAdvantage® mile for every $1 spent on other purchases.